By Cozette Eldridge, Field Representative
Did you know there are literally thousands of programs that provide help for seniors in America? No matter what you’re struggling with, you can probably find senior assistance programs designed to address your needs.
A vast majority of seniors want to remain in their homes as long as possible. But homes need regular maintenance, upkeep and adaptations to accommodate changing needs of the occupants. Finding the extra money can be challenging, but the assistance programs can help. Every state has at least one Area Agency on Aging. The office should be able to help you find services that may be offered for free or on a sliding scale. You must be at least 60 years old to be eligible; income limits also apply.
Charities and non-profit organizations often provide free and low-cost home repair services to seniors. You may also be able to find volunteer home repair services to seniors through an internet search.
Another option is to get a federally insured loan (Title 1 loan) to help with the cost of repairs and modifications. These low-interest loans are offered by private banks and lenders but insured by the Federal Housing Administration, making them more accessible to people who might not get affordable credit anywhere else.
Additional help for seniors’ home repairs is available through the federal government’s Very Low-Income Housing Repair Program (Section 504). The program provides loans of up to $20,000 (which must be repaid) and grants of up to $7,500 (that do not need to be repaid) to fix safety and health hazards in the homes of very low-income seniors. To qualify you must be over age 62, have an income below a certain limit, and be unable to get affordable credit anywhere else. Disabled veterans may qualify for special grants to cover the cost of home modifications that are deemed to be medically necessary. The disability doesn’t have to be service-related, but a Veterans Affairs doctor must stipulate that the modification is necessary.
SENIOR CENTER LUNCH MENU
APRIL 15 – APRIL 19
MON. Beef Stroganoff/Rice, 3 Bean Salad, Biscuit, Fruit Mix
TUES. Pork Roast, Au Gratin Potatoes, Key West Vegetables, Fruit
WED. Chicken/Dumplings, Peas, Carrot/Raisin Salad, Fresh Fruits, Crackers
THURS. Meat Loaf, Mashed Potatoes/Gravy, Steamed Spinach, Bread, Fruit
FRI. Salmon, Alfredo Sauce/ Noodles, Calif. Blend Vegetables, Buttermilk Salad